Relation of Business and Hotels

Traveling and business cannot be considered as two distinctive features. Both are so very well connected to each other. None of the fields could exist independently in this modern world. Let it be a small-scale business concern or a multinational company, traveling cannot be avoided. Just like traveling is depended on business, there are so many other allied fields depending on these two fields. The main one among them is the hotels.

Even though, the field of communication has developed tremendously, it has not been able to diminish the value of traveling or that of the allied fields, namely the hotel business. Researches have shown beyond any doubt that the profit amount will be considerably affected if a company is making any diminution in the quantity of traveling from the business, irrespective of its size or the money invested. Thus traveling has a special significance in the smooth running of any sort of business.

Traveling is considered as the aspect that makes things happen in the business world. While traveling for any business need, the person making the journey will have to deal with a lot of matters regarding the purpose of his journey. This can only be made possible if the hotels that he stays provide him with the adequate supporting facilities. In most of the hotels, the business class accommodations are the best ones in terms of luxury as well as sophistication. These rooms will be having all the specialties of an office room and a home at the same time.

Business class accommodations can be a bit on the expensive side. During the period of recession, there were a long list of companies that have cut down their expenses by reducing the business trips. This has a very bad effect on the profit of these companies. It is a fact that the hotels will be charging more for the business level rooms.

How TO Create Your Own Internet Marketing Product

When trying to write your own internet marketing product, the first thing you should consider is picking a topic that is related to internet marketing, and the good news about picking a topic is that you have several ways in doing that, your topic can be about anything as long it is interesting and catching to your audience. You can also write about your personal experience in life. For instance, your experience in your work place can make you a good internet marketing product, you can also take a look at your society, community, or environment, there is always something to learn from her.

When creating your internet marketing product, the idea should be putting credible information that can provoke your readers to action in solving their problems. Your information should always be a solution provider to your readers because it attract people who don’t want to waste time in their road to success.

TIPS ON CREATING YOUR INTERNET MARKETING PRODUCT

You should pick a niche (topic) that is targeted to a particular audience, in doing that you are reaching out to good amount of people that well be interested in what you are writing about, which will end up being a good source to your INTERNET business.

Start to source for content to create your internet marketing products, you can get this from several sources. For example, you can get a lot of content in search engines; all you need to do is type in a word or phase on what you are writing on, and then click on some link to get free information and ideas to add to your product. google.com, yahoo.com, Etc.

Start creating your internet marketing product by putting your thoughts and ideas together no matter if it’s just junks, when you are done with that, sort them out by outlining them, this well help in providing you with the basis on how you want to present the information and the flow will come naturally, and as you progress in your compilation more ideas and thoughts will begin to come and that will help you not to forget any part that well be interesting to your niche audience.

Start to think on the format you want to use in packaging your information product. There are several ways in packaging but the two major formats to use include; E-book format and Physical book. The e-book format is an electronic book you can’t feel or torch it, you can only read it on your computer system, while the physical book is in hard copy that you can torch and feel.

How do you get your internet marketing product across to your targeted audience? Before you ever begin the first stages of creating your internet marketing product, be sure you have solid ways to market it. There is a need to market your product to your target audience in other to make sales. There is no one major way to do that, there are several mode of advertising. Advertising is only the sure and solid way to go, if you want to generate sales. For example, you can market your product online through online forums, social media, classified ad on news paper, hand bills, posters. Etc.

Travel and Tourism Degree and Certificate Options

Enrollment in an accredited school or college can help you find your way to an exciting career. There are different opportunities available to help prepare for numerous professions inside the field of travel and tourism. Studies can be completed at various levels to allow for the training to meet your individual needs and goals. Enrollment options will vary by educational training program, but will help you to enter the same careers. By learning more about travel and tourism degree and certificate options, you can begin training for the career of your dreams.

Education

Different higher education programs offer training in travel and tourism to help prepare you for an exciting career. Studies can be completed at the certificate, associate, bachelor, and master degree levels. Coursework and training can vary but will typically require up to one year for certificate programs. Associate degree programs can take two years to complete. Bachelor degrees will require four years of training, and master degree programs will take an additional two years of study. Training can be completed in order to carry out tasks assisting travelers with reservations, cruises, and much more. You can start by enrolling in a program and discovering the available careers.

Careers

There are many different career choices available for you to choose from when looking to become a professional in his field. accredited studies will help you obtain the information that is needed to work in a variety of places. You can look forward to entering the workforce as a professional:

  • Travel Clerk
  • Travel and Tourism Manager
  • Travel Agents
  • Travel Coordinators
  • …and many other related hospitality professions.

Opportunities for employment include working in hotels, property management companies, reservation departments, and various other businesses. By enrolling in an accredited educational training program you can prepare for the career of your dreams by studying various subjects.

Coursework

Training will cover a variety of topics that are related to the level of education being pursued as well as the desired career. You can expect to learn hospitality, accounting, travel destinations, and many other courses related to the field. With an accredited training center you can study bookkeeping, reservation systems, sales techniques, transportation, and more. Training will cover different topics to allow you the chance to receive the quality education that you deserve. Start the path to a new career and find a program that fits your needs and goals.

Accredited travel and tourism degrees offer the best quality educational training available to you. Higher education programs are designed to help you prepare for an exciting future and career. Accrediting agencies like the Accrediting Council for Continuing education and Training ( http://www.accet.org/ ) can fully accredit schools and colleges that meet all criteria and provide the appropriate training for your goals. Start by researching programs in order to find the one that is best for you and request additional information. Start the path to the career you dream of by enrolling in an accredited program today.

DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.

Copyright 2010 – All rights reserved by PETAP.org.

How an Insurance Policy Works

Insurance is synonymous to a lot of people sharing risks of losses expected from a supposed accident. Here, the costs of the losses will be borne by all the insurers.

For example, if Mr. Adam buys a new car and wishes to insure the vehicle against any expected accidents. He will buy an insurance policy from an insurance company through an insurance agent or insurance broker by paying a specific amount of money, called premium, to the insurance company.

The moment Mr. Adam pay the premium, the insurer (i.e. the insurance company) issue an insurance policy, or contract paper, to him. In this policy, the insurer analyses how it will pay for all or part of the damages/losses that may occur on Mr. Adam’s car.

However, just as Mr. Adam is able to buy an insurance policy and is paying to his insurer, a lot of other people in thousands are also doing the same thing. Any one of these people who are insured by the insurer is referred to as insured. Normally, most of these people will never have any form of accidents and hence there will be no need for the insurer to pay them any form of compensation.

If Mr. Adam and a very few other people has any form of accidents/losses, the insurer will pay them based on their policy.

It should be noted that the entire premiums paid by these thousands of insured is so much more than the compensations to the damages/losses incurred by some few insured. Hence, the huge left-over money (from the premiums collected after paying the compensations) is utilized by the insurer as follows:

1. Some are kept as a cash reservoir.

2. Some are used as investments for more profit.

3. Some are used as operating expenses in form of rent, supplies, salaries, staff welfare etc.

4. Some are lent out to banks as fixed deposits for more profit etc. etc.

Apart from the vehicle insurance taken by Mr. Adam on his new vehicle, he can also decide to insure himself. This one is extremely different because it involves a human life and is thus termed Life Insurance or Assurance.

Life insurance (or assurance) is the insurance against against certainty or something that is certain to happen such as death, rather than something that might happen such as loss of or damage to property.

The issue of life insurance is a paramount one because it concerns the security of human life and business. Life insurance offers real protection for your business and it also provides some sot of motivation for any skilled employees who decides to to join your organization.

Life insurance insures the life of the policy holder and pays a benefit to the beneficiary. This beneficiary can be your business in the case of a key employee, partner, or co-owner. In some cases, the beneficiary may be one’s next of kin or a near or distant relation. The beneficiary is not limited to one person; it depends on the policy holder.

Life insurance policies exist in three forms:

• Whole life insurance

• Term Insurance

• Endowment insurance

Whole Life Insurance

In Whole Life Insurance (or Whole Assurance), the insurance company pays an agreed sum of money (i.e. sum assured) upon the death of the person whose life is insured. As against the logic of term life insurance, Whole Life Insurance is valid and it continues in existence as long as the premiums of the policy holders are paid.

When a person express his wish in taking a Whole Life Insurance, the insurer will look at the person’s current age and health status and use this data to reviews longevity charts which predict the person’s life duration/life-span. The insurer then present a monthly/quarterly/bi-annual/annual level premium. This premium to be paid depends on a person’s present age: the younger the person the higher the premium and the older the person the lower the premium. However, the extreme high premium being paid by a younger person will reduce gradually relatively with age over the course of many years.

In case you are planning a life insurance, the insurer is in the best position to advise you on the type you should take. Whole life insurance exists in three varieties, as follow: variable life, universal life, and variable-universal life; and these are very good options for your employees to consider or in your personal financial plan.

Term Insurance

In Term Insurance, the life of the policy-holder is insured for a specific period of time and if the person dies within the period the insurance company pays the beneficiary. Otherwise, if the policy-holder lives longer than the period of time stated in the policy, the policy is no longer valid. In a simple word, if death does not occur within stipulated period, the policy-holder receives nothing.

For example, Mr. Adam takes a life policy for a period of not later than the age of 60. If Mr. Adam dies within the age of less than 60 years, the insurance company will pay the sum assured. If Mr. Adam’s death does not occur within the stated period in the life policy (i.e. Mr. Adam lives up to 61 years and above), the insurance company pays nothing no matter the premiums paid over the term of the policy.

Term assurance will pay the policy holder only if death occurs during the “term” of the policy, which can be up to 30 years. Beyond the “term”, the policy is null and void (i.e. worthless). Term life insurance policies are basically of two types:

o Level term: In this one, the death benefit remains constant throughout the duration of the policy.

o Decreasing term: Here, the death benefit decreases as the course of the policy’s term progresses.

It should be note that Term Life Insurance can be used in a debtor-creditor scenario. A creditor may decide to insure the life of his debtor for a period over which the debt repayment is expected to be completed, so that if the debtor dies within this period, the creditor (being the policy-holder) gets paid by the insurance company for the sum assured).

Endowment Life Insurance

In Endowment Life Insurance, the life of the policy holder is insured for a specific period of time (say, 30 years) and if the person insured is still alive after the policy has timed out, the insurance company pays the policy-holder the sum assured. However, if the person assured dies within the “time specified” the insurance company pays the beneficiary.

For example, Mr. Adam took an Endowment Life Insurance for 35 years when he was 25 years of age. If Mr. Adam is lucky to attain the age of 60 (i.e. 25 + 35), the insurance company will pay the policy-holder (i.e. whoever is paying the premium, probably Mr. Adam if he is the one paying the premium) the sum assured. However, if Mr. Adam dies at the age of 59 years before completing the assured time of 35 years, his sum assured will be paid to his beneficiary (i.e. policy-holder). In case of death, the sum assured is paid at the age which Mr. Adam dies.